Best Personal Finance Apps

If you are struggling to stick with a budget, you may need a few extra tools in your financial tool box. Today we’ve got the best personal finance apps and programs to help you stay on track to meeting your financial goals!


Microsoft Excel or Apple Numbers

Using spreadsheet software that is likely already installed on your computer can be one of the easiest ways to track your finances and ensure your budget is at the tips of your fingers. If you’ve never created a budget on a spread sheet you may find it useful to search YouTube for a tutorial on the basics. Once you have the basics down, it’s just a matter of plugging in your expenses and letting the program do the rest.


YNAB (You Need A Budget)

YNAB is a budget and expense tracker made for those new to personal finance management. YNAB offers bank syncing, real-time access to all your data with sharing capabilities, debt management strategies and features, goal tracking, reporting and personal support. The YNAB team boasts that on average, new users save $600 in the first two months and more than $6,000 in the first year.



Mint is the gold standard when it comes to saving you money! Track your budget, set goals, track your spending, manage and monitor your subscriptions. Ever get slammed with subscription fees for apps you deleted long ago? Mint will notify you of those pesky fees and help you cancel them asap.



Ramsey+ is an app bundle based on the personal finance principles of Dave Ramsey, financial guru. The bundle includes EveryDollar, an expense tracker and goal planner, FinancialPeace, a library of personal finance courses, and BabySteps, a debt snowball and payoff planner. This bundle offers a lot of bang for its buck and will get you started on the path to financial freedom.



This easy-to-navigate budget planner allows you to sync across multiple devices, offers insightful reports on your spending, generates multiple reports to help you understand your spending habits, and includes a virtual envelope system to help you manage your spending and stay on track through the entire month!